Helping you build your LEGACY through real estate.

At The Legacy Team, we specialize in turning "no" into "yes" when it comes to homeownership. As dedicated mortgage brokers, we work tirelessly to open doors that seemed forever closed, helping individuals and families secure the financing they need. Our unwavering commitment breaks barriers, transforming the dream of owning a home into a reality—for today and for generations to come.

WE ARE THE LEGACY TEAM.

WE ARE REAL. HONEST. AUTHENTIC.

We’re here to guide you every step of the way, providing clarity, confidence, and a tailored mortgage strategy to help you build a legacy of generational wealth through real estate.

TESTIMONIALS

  • "Legacy. When I first came to the Legacy Team, I was in what seemed like an impossible situation. I'm new to America so I didn't have much to work with. I had been forced to sell my home during the border closures. It seemed really bad. Instead of scaring them off, they took on my situation as a challenge, problem solving each step. They encouraged me. They were patient with my concerns. And they pulled it off. I am in a home against all odds. Now I can leave a legacy for my sons. A home is one of the most important things you can do for your family. And you want a team that doesn't know how to take no for an answer. I can't say enough. I am so grateful to this team. They know how to get things DONE! PS... ask for Kendall. Tell him I sent you ;-)"

    Bonnie A.

  • "HIGHLY RECOMMEND!!! Joshua made the paperwork to buying our home so easy. I can’t imagine doing it with anyone else. He was quick to answer our questions and concerns. Without a doubt I know he was on top of things and making sure they got done in a timely manner. Then a few years later he reached out and said he thought he could save us some money with another option. I appreciate his honesty and his willingness to look out for us! Thanks Josh!"

    Amberlee K.

  • "My partner and I are so incredibly grateful for Laurie and Kendall, and the rest of their team, for helping us buy our home! Through the entire process they were very responsive, knowledgeable, and understood what our budget was and how to make it work. We are so, so happy with our home, and they worked hard to help make it happen. I would absolutely recommend them to anyone looking to buy or sell. If I could go back and do the process again, I wouldn't change a thing."

    Dannie R.

  • "Amazing team and they will put in 100% to help you get the loan you need."

    Tom A.

  • "Angie was fantastic to work with. She is very knowledgeable, professional and responsive and really hustles to make things happen for her clients. Highly recommend!"

    Barbara D.

  • "Josh and his team were fantastic to work with. I had a wonderful experience and wouldn't hesitate to recommend him!"

    Callie M.

  • "It was a great experience working with kendall. He’s very professional and nice at the same time. We would definitely pick him for our next purchase."

    Jay D.

  • "I’m a local real estate agent in Whatcom County and have worked closely with Angie Vandenhaak on several deals- she’s amazing!! Knowledgeable, patient, top-notch communication… you couldn’t ask for a better person to help. Thanks for all you do for our clients Angie! You are very appreciated :)"

    Amelia C.

  • "I am a real estate agent in Whatcom County and work closely with Kendall. I trust that he will take care of any clients I send his way. I recommend him for anyone looking to get a home loan, refinance, ect…"

    Jaeger E.

  • "Angela Vandenhaak has become one of my loan professionals of choice for referrals to clients. As both a listing and buyer's realtor I have found Angela to be excellent in communication, working out some of the obstacles, helping clients find options, willing to answer questions, knowledgeable, efficient, and very available. High recommendation here!"

    Dave H.

  • "Quick. Responsive. Organized team. From both a consumer and Insurance Agent perspective highly recommend Joshua and his team."

    Heidi M.

  • "The Legacy Team is the BEST! Every transaction I have worked with Angie is amazing and seamless. She brings a high level of professionalism and goes over and above for her clients, working day and night to make loans happen. I highly recommend her and the team!"

    Jenn R.

  • "So easy and helpful! We felt like everything in our refi process was simple & quick. Anytime we had questions we got quick responses with very clear answers. We would definitely work with [JOSHUA] again in the future."

    Gillian S.

  • "Angie was so easy to work with and honest about the entire home buying and loan experience (including a better offer than other loan officers). I never felt like she was trying to pressure me and was very understanding at all parts of the process. I would highly recommend working with her to anyone."

    Alex B.

  • "I have had the pleasure of partnering with Angie as a local realtor I know my clients are in great hands when Angie is their lender. She works tirelessly for her clients, every transaction is seamless, and I know the service will be top notch w/ competitive rates. Highly recommend the Legacy Team!!"

    Emelie G.

  • "The Legacy Team worked hard to get us the perfect loan for our unique needs. We highly recommend Joshua White and Monserrat De Varona to anyone looking for home financing!"

    Trudy W.

  • "Undoubtedly the best to help you buy your house. Monserrat and Joshua always on the lookout for the whole process, looking for the best for their customers. Thank you very much for helping us make our dream come true, [and] they also speak Spanish. Do not hesitate to call, you will not regret it, they are the best in their field….🙏"

    Martha V.

  • "Angela Vandenhaak is amazing at what she does! My fiancé and I were first time home buyers who were unsure of the processes and Angela made it so easy and simple to understand. In a world with online applications and virtual meetings, Angela made time for us in person at our convenience each time and answered every question throughout the process. 10/10 will recommend anyone who is in need of a lender. Thank you Angie, you are amazing!"

    Melanie P.

  • "I would use them again if I ever needed their services again."

    Tim V,

  • "I had the pleasure of working with Angie during the process of securing a loan, and I couldn't be more satisfied with the experience. From start to finish, Angie demonstrated exceptional professionalism, deep knowledge of the industry, and a genuine commitment to helping me achieve my financial goals. Angie took the time to understand my unique situation, patiently answered all my questions, and guided me through every step with clarity and transparency. She was always accessible, responsive, and made sure I felt confident and informed throughout the entire process. What truly sets Angie apart is her attention to detail and her ability to find the best possible loan options tailored to my needs. She worked diligently to secure a loan with favorable terms, and her expertise made what can often be a stressful process incredibly smooth and straightforward. I highly recommend Angie to anyone in need of a loan. Her dedication, expertise, and personalized service are truly top-notch. I couldn’t be happier with the outcome and the exceptional help I received."

    Zoey T.

LET’S FIGURE THIS OUT TOGETHER.

WE ARE HERE FOR YOU.

Do you have questions when it comes to financing? To homeownership? Reach out to us.

Where APR stands for “Amusing Posts Regularly”.

View fullsize New milestones unlocked! Shoutout to @baldfitnfree for guiding these clients every step of the way and to the incredible realtors who helped make it all happen: 🏡✨ 1️⃣ Guided a hardworking Spanish-speaking family into their dream home with the help
View fullsize They say the American Dream is just a dream—but we’re here to prove it’s so much more. 🏡 Homeownership is possible, and it’s for everyone. When you’re ready to take the next step, we’ll be right here to guide you.
View fullsize Let’s take a moment to celebrate @angievandenhaak and these recent special closings! 🎉 Each one is a story of dedication, teamwork, and dreams coming true: -A Non-QM Refinance helped a family restructure their finances and stay in their belove
View fullsize Let’s talk about something we don’t discuss enough: MARGIN. As mortgage brokers, margin plays a huge role in determining the rates and pricing that can make or break deals. It’s that hidden layer in every transaction that influences